As a judiciary employee, you are eligible to participate in the Federal Employees Health Benefits (FEHB) Program. The FEHB Program provides comprehensive health care coverage for employees, retirees, and their families. Medical benefits include doctor’s office visits, preventative care, hospitalization, surgery, and prescription drugs.
Health insurance benefits are provided by insurance carriers which will vary based on your geographic location. With FEHB, you have a choice of several different types of health care plans including:
· Fee for Service (FFS)
· Health Maintenance Organization (HMO)
· High Deductible Health Plan (HDHP)
· Consumer-Driven Health Plan (CDHP)
Your share of your health care premium is approximately 30% of the total premium cost. The remaining amount is paid by the government. Premiums are conveniently deducted from your paycheck on a pre-tax basis which can save you additional money.
Other advantages of FEHB include:
· Guaranteed Coverage
· Coverage after Retirement
· No restrictions on Preexisting Conditions
· Coverage for Survivor Annuitants
· Coverage while on LWOP
Open season will begin on Monday, November 13, 2017, and run through Monday, December 11, 2017. During Open Season you have the ability to enroll, change health plans or options, and cancel your FEHB enrollment. So don’t wait. Visit the Judiciary Benefits Center (https://judiciary.adp.com/GEM) to learn more about FEHB as well as a variety of other benefits provided to judiciary employees.