Complimentary Services offered through FedAdvantage:
Disability Financial Impact Analysis - This needs based calculator helps you quantify the financial impact you may face, should you suffer a prolonged disability. This custom analysis helps you to determine gaps in your coverage by using charts and graphs to outline your situation with and without supplemental disability income insurance.
Life Insurance Needs Analysis - Financial needs analysis to allow you to properly assess your life insurance needs.
Federal Employee Benefit Analysis - This benefit calculator can help make tracking your retirement simple. This planning tool tracks your core benefits both today and through your retirement. It can compare all TSP withdrawal options, run “What-if” scenarios, and more.
Long-Term Care Needs Analysis - A Long-Term Care consulting service that walks you through a process to help understand the things to consider before purchasing a policy.
Financial Monthly Newsletters - A choice of two financial education newsletters; Financial Ink or The American Investor. All content reviewed by Financial Industry Regulatory Authority.
Plan offerings through FedAdvantage:
Supplemental Disability Income Insurance - Both Short-term disability (STD) and Long-term disability (LTD) insurance plans are available, underwritten by MetLife. These plans are designed to “fill the gaps” left from your paid leave and disability retirement by providing you with a continuous stream of income through all phases of a disabling condition.
Life Insurance - Competitive Life Solutions designed to compare your current FEGLI Option B coverage.
Inpatient Hospital Medical Expense Insurance - A low cost insurance plan that reimburses you up to $5,000 for out-of-pocket expenses, required by your health plan for inpatient hospital stays.
Long-Term Care Insurance - Access to long-term care solutions to help meet your needs.
Professional Liability Insurance - Designed to protect you against claims brought against you in the scope of your job.
To learn more about these services and plan offerings go to the Benefits page on the NCBC website or reach out to me directly. Make sure you are ready for open season this year.
Susan Young has over 25 years of accomplishments in managing employee benefit plans. Susan offers practical solutions to help employees optimize their employee benefit programs. She has significant experience in working closely with federal employees and has conducted federal benefit and financial planning seminars across the country. She has broad knowledge in human resources, employee benefits, financial planning and retirement benefits. Susan is Senior Vice President and Chief Financial Officer of De La Torre & Young Insurance Services, Inc. and is a Principal of FedAdvantage; a program offering educational services and benefit solutions available to federal employees. Susan holds the Group Benefits Disability Specialist (GBDS) designation from The National Underwriter Company. Susan Young can be reached at (415) 202-6372 or by email at email@example.com